SBI
has launched a personal loan
scheme with much lower interest as compared to private sector banks.
It has offered loan at rate 11.25% to the existing home loan
customers. According to the scheme, the value of the property for
which the borrower is paying EMI is being evaluated. 75% of the
amount will be provided by lender to the customer applying for
personal
loan
after deducting the outstanding property loan amount.
"It
is too early to gauge how successful the scheme is since it was
launched less than a month back," said an official from SBI on
condition of anonymity.
Industry
experts believe that this type of scheme which benefits home loan
borrowers in opting for personal loans to will attract customers of
other banks too. SBI has made a mark being one of the largest players
in home loan segment.
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