A
personal loan can be availed by any nationalized bank offering such personal
loan. A personal loan is offered specifically offered to the salaried people of
the state and central government organizations and professional people like
doctors, chartered accountants etc. The loan gets approved on the basis of
monthly income of the applicants. The eligibility criteria for the loan vary
according to banks. Even though this loan does not ask for any collateral
security but the minimum age of the applicant should be 21 years. In case the
applicant is a salaried employee, he should be in the profession continuously
for 2 years. The calculations for the loan again become easy as this loan also
provides a personal loan calculator
which is available on the internet. The calculator does all the calculations
and the applicant thus repays his monthly installments.
The
personal loan calculator is featured
on every banks official websites to make calculations of equated monthly
installments easier. For calculating the EMI following inputs are required to
be inserted in the calculator – loan amount availed rate of interest and the
term of loan. This facility helps the applicant in deciding which loan to opt
for according to his or her financial conditions.
Summary:
To calculate impeccable EMI the applicant should use personal loan calculator.
6 comments:
Application format you should fill the name, age, job profile, salary package etc, it all should be in online process and once they will verify and they sanctions funds on they what you required.
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Personal loan calculator helpful to calculate EMI. Its useful for investor to decide for what amount of loan he should apply. Also, from emi amount the investor can manage the monthly expenses.
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